Make your home equity work for you

Looking for extra funds? Did you know you can access the equity in your home without selling.
Calculate your usable equity and find out how you can use it to help finance your renovation, buy your next home, take a holiday or car.

It takes less than 30 seconds to discover how much equity you have an how to turn that home loan from something you are just paying off into a powerful financial tool that can help with:
  • Renovating or improving your home
  • Buying an investment property
  • Consolidating higher-interest debts
  • Funding a major purchase, such as a car or education

Unlock hidden cash from your home loan!

  • Zero cost
  • No obligations
  • No credit check
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Please enter a valid property value
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Please enter a valid loan balance

Your equity cash out report is ready!

Enter your details to secure your personalised home loan equity cash out results and access your FREE report PLUS:

  • Unlock our best home loan rates
  • Get free property reports
  • Get free advice from a lending specialist
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Apply online

We're online for convenience but backed by real people. Answer a few questions then we'll get in touch to help you sort out your home equity and find out how much you can access.

Access to 40+ lenders

We’ll sort through thousand of loan options and help you choose the home loan that ticks all the right boxes for unlocking your home equity and achieving you goals.

Zero Cost Consulations

Our consultations come with no cost and no obligation. Get expert advice on unlocking your home equity with no pressure or commitment.

What is home equity and how is it calculated?

Your home equity is the difference between your property’s value and the balance left on your loan. Equity can be used to renovate, upgrade, or even invest in another property.

To use our calculator, enter your property’s estimated value and loan balance. Keep in mind, usable equity is generally based on 80% of your property’s value and may vary depending on lender policies, fees, and other costs.

How can I use the equity in my home loan?

You can use the equity in your home loan to renovate, buy another property, consolidate debts, or invest. Equity is the difference between your property’s value and what you owe, with most lenders allowing access up to 80%.

 

How to calculate equity

Property value - Loan balance = Equity

Whether you need a first home, new home, new car, a building loan or something to invest in for an early retirement. We've got you covered.

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Lending solutions for you.

MITCHELL. Capital is your local mortgage broker in Gold Coast QLD, supporting clients across Queensland and Australia.

Whether you’re a first-time buyer, upgrading or a savvy investor, we’ve got the loan to get you home.

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This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
Mitchell Finance Solutions Pty Ltd trading as MITCHELL. Capital Australia (ABN: 60658778824) with Credit Representative Number 523861 is a Credit Representatives of Australian Credit Licence 387025. Location: Level 1/241 Adelaide St, Brisbane City QLD 4000.